Apocalypse when?

Like all good mushrooms they keep us in the dark and bury us in shit.
I am not always very good at the suspension of disbelief. A necessary talent for watching modern television shows and movies. Also necessary for watching political debates without throwing a shoe through the screen. I am more concerned with what is being said than how they are saying it and this year I am very disappointed in what I heard. Neither Candidate gave any real specifics and both are going to go for the big hand out to the rich investors on Wall street. I cannot stand the way McCain and his ilk have destroyed the country so I am not surprised that he has no clue but again I am disappointed in Obama. If he wanted to actually stand for change rather than hand billions to the same bankers that have boned us a bottom up solution would work better than more trickle down horse shit.
Let the banks eat their bad investments and instead set up a mortgage adjustment fund. Buy up the vacant houses in foreclosure for the pennies on the dollar that the abandoned hulks are worth and bulldoze them. Those that are still livable and haven’t been gutted for the recyclables can be rented to low income people and the homeless to keep them occupied and prevent further devaluation of neighborhoods. Any house that goes into receivership going forward buy it up at the face value of the loan and rent the home to the current resident at a negotiated rate. This will eliminate the further failure of the credit default swaps that are crushing the investment houses. In addition the federal reserve can reset interest rates to prevent A.R.Ms. From resetting to avoid further foreclosures.
Step 2 will require the creation of an emergency lending authority. Existing firms with lines of credit that they are servicing but they cannot get renewed due to the liquidity freeze would be eligible for federal funds for short term operation. These same circumstances could be extended to small farms for 6 month operating budgets. This would fend off the disaster that Ben and Hank have wrought.
Step 3 will involve expanding the social safety net to help those at the bottom that do lose their jobs and can’t find new ones. Increasing the amount of funds available for food stamps and support to food banks. Expanding health insurance benefit programs such as Cobra and SCHIP. I would rather see a single payer system instituted for all but that will probably take more time and political will than the Democrats have. Extending unemployment benefits will also be necessary.
Step 4 the recovery will be more complex but here are a few things to start with. A bipartisan commission to analyze what went wrong and develop new regulations to prevent it from happening again. A serious commitment to investment in public infrastructure. Rebuilding and modernizing the electrical grid. Retrofitting our bridges and public buildings. Research and development of renewable energy to include wind farms and solar collectors. Expanding our public transit in the form of high speed rail and commuter systems.
I am aware that my ideas have zero chance of happening but I wanted to get my thoughts out there before we are screwed by the political class tomorrow morning.